Get Flood Ready

Insure My Property

What the Flood!

Test your knowledge of flood-related insurance with this interactive quiz from the National Association of Insurance Commissioners.

 

My Insurance Doesn’t Cover What?

Avoid surprises by understanding your homeowners insurance policy.

Flood Cost Calculator

Use this tool to see how much flood damage – even from an inch of water – could cost you.

 

How is my insurance premium calculated?

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FEMA’s National Flood Insurance Program has a new Risk Rating 2.0 tool that aims to make insurance pricing more equitable.

Use this tool to receive an NFIP policy quote for your property. It takes approximately 10 minutes to complete and kickstart the process of safeguarding your home.

Check what providers are in your area and participate in FEMA’s National Flood Insurance Program. It takes 30 days for flood policies to become active, so plan ahead to save what you love in a flood!

More Flood Insurance Information

Hawaiʻi Department of Land & Natural Resources

Federal Emergency Management Agency

Hawaiʻi Department of Commerce and Consumer Affairs